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Dr Andromachi Georgosouli, PhD and LLM (CCLS, Queen Mary University of London); LLB (Democritus University of Thrace, Greece)

Senior Lecturer

email: a.georgosouli@qmul.ac.uk
Tel: +44(0)20 7882 3852

Profile

Andromachi Georgosouli

Dr Georgosouli is a senior lecturer at the Centre for Commercial Law Studies (CCLS) at Queen Mary University of London (QMUL) and a holder of a prestigious scholarship under the European Central Bank (ECB) Legal Research Programme (2016). Dr Georgosouli has years of experience in research and teaching curriculum design of postgraduate modules on financial regulation (banking, securities, insurance). She is the Director of the LLM in International Commercial and Corporate Law programme, the research convenor of the CCLS Roundtable on Financial Regulation and of the CCLS Seminar Series New Voices in Commercial Law and a member of CCLS's Insurance Law Institute. Before joining QMUL in January 2012, she was a lecturer at the School of Law of the University of Leicester and the Deputy Director of the School's Centre for European Law and Integration (CELI). Her research is policy-oriented and focuses on institutional and legal aspects of financial crisis prevention and management. Her first book in this field, Systemic Risk and the Future of Insurance Regulation (co-edited with Dr M Goldby; Routledge/INFORMA, Lloyd’s Insurance Law Library series), was published in summer 2015. Dr Georgosouli is a barrister and she obtained her LLB from Democritus University of Thrace (Greece). She holds a PhD in financial law and regulation and an LLM in Banking Law and Finance - both from CCLS, QMUL. Her postgraduate studies were funded by a three year scholarship from the Greek State Scholarships' Foundation (SSF), which she had been awarded after having taken first place in the SSF national written competition in 2001. Dr Georgosouli has been a regular contributor to conferences and roundtables in the UK, Asia and more recently in the US (IMF, PIIE, George Washington University, Duke University, Financial Services Authority, the Bank of England, Demos, Singapore Management University etc.) upon invitation and she is a member in various academic and legal professional and research forums including the Society of International Economic Law (SIEL). In spring 2015, Dr Georgosouli was a visiting scholar at the George Washington University Law School and at the International Monetary Fund (IMF), where she conducted research on the EU legal framework of bank resolution. Currently, Dr Georgosouli is working on a joint research project with two economists from the U.S. Federal Reserve System and the Financial Stability Board (FSB) (formerly US Treasury) on the implementation of the FSB Key Attributes for Effective Resolution Regimes (2014) in the EU.

Follow Dr Andromachi Georgosouli on Twitter: https://twitter.com/AGeorgosouli

Research

Research interests:

Theories of regulation, political and moral philosophy, financial regulation (banking, securities, insurance) focusing on legal and institutional aspects of crisis prevention and management.

Examples of research funding:

Report on ‘Compliance and Financial Regulation’ (jointly with Professor P. Rawlings and Dr C. Russo): Industry funded project by Deloitte.

Publications

Dr Andromachi Georgosouli's SSRN page

Published work

  • ‘Regulatory incentive realignment and the EU framework of bank resolution’ 10 (2) Brooklyn Journal of Corporate, Financial and Commercial Law 343-382 (2016)
  • ‘Reflections on “Spontaneous Legal Order and the New Lex Maritima” by Bryan Druzin’, book chapter in L. Mistelis and M. Goldby (eds.), The Role of Arbitration in Shipping Law (Oxford University Press, spring/summer 2016)
  • Systemic Risk and the Future of Insurance Regulation (co-edited with M Goldby) Routledge/INFORMA, Lloyd’s Insurance Law Library series) (August 2015)
  • ‘The emerging Special recovery and resolution framework of G-SIIs and its effectiveness’, chapter 8 in A. Georgosouli and M. Goldby (eds) Systemic Risk and the Future of Insurance Regulation, Routledge/INFORMA, Lloyd’s Insurance Law Library series) (August 2015)
  • ‘Introduction’ (co-authored with M. Goldby), chapter 1 in A. Georgosouli and M. Goldby (eds) Systemic Risk and the Future of Insurance Regulation, Routledge/INFORMA, Lloyd’s Insurance Law Library series) (August 2015)
  • ‘Payment Protection Insurance (PPI) Misseling: Some Lessons from the UK’ 21(1) Connecticut Insurance Law Journal (2014-2015) 261-288
  • 'Judgement-led regulation: Reflections on data and discretion', 14(3-4) Journal of Banking Regulation 209-220 (Special issue, 2013)
  • 'The FCA-PRA coordination scheme and the challenge of policy coherence', 8 (1) Capital Markets Law Journal (January 2013)
  • 'F. Kjaer, G. Teubner & A. Febbrajo eds., The Financial Crisis in Constitutional Perspective. The Dark Side of Functional Differentiation. Hart Publishing, 2011 -Book Review', 10 International Journal of Constitutional Law (2012)
  • ‘The FSA’s Treating Customers Fairly (TCF) initiative: What is so good about it and why it may not work’ 38(3) Journal of Law and Society, 405-427 (2011)
  • ‘The Revision of the FSA’s Approach to Regulation: An Incomplete Agenda?’, 7 Journal of Business Law 599 (2010)
  • ‘Regulatory Interpretation: Conversational or Constructive?’, 30 (2) Oxford Journal of Legal Studies 361-384 (2010)
  • ‘The Nature of the FSA Policy of Rule-Use: A Critical Overview’, 28(1) Legal Studies 119-139 (2008)
  • ‘The Economic Rationale for Investor Protection Regulation: A Critical Appraisal’, 15(3) Journal of Financial Regulation and Compliance 236-249 (2007)
  • ‘Moral Disagreement in Non-Market Decision-Making: A Challenge for Law and Economics?’, in Papanikos G. (ed.), Essays on the Economics of Law and Industrial Organisation (ATINER, 2006) 119-136.

Forthcoming / research work in progress

  • 'Improving the effectiveness of the BRRD mutual recognition regime' (forthcoming 2017)
  • The FSB Key Attributes and their Implementation in the EU’ joint research project with Tara Rice (Financial Stability Board; formerly US Treasury) and Nicholas S Coleman (Global Financial Institutions Section, Board of Governors, US Federal Reserve System) (forthcoming Spring 2017)
  • ‘Credible deterrence: A Critique and some proposals’ (book chapter) in R. Lastra and C. Russo (eds), Research Handbook in Ethics in Banking and Finance (Edward Elgar 2017)
  • 'Financial Resilience'
  • 'The socio-structural view of regulation'.

Consultations, reports and other research related work

PhD Supervision

Dr Georgosouli is interested in the regulation of risk and uncertainty and, through her research, she investigates how the law can help develop mechanisms that will make the financial system safer and thus more conducive to sustainable economic prosperity for all. She would be happy to supervise research on any of the issues that fall within her expertise and current research interests.

Current PhD students

  • Tolek Petch, ‘Creating a stable European Economic Union through Federalism’ (Joint supervision with R Lastra)
  • Yanzhe Li, ‘How to regulate equity crowdfunding in China’ (Joint supervision with I Kokkoris and B Schneider)
  • J. Kay Ramsay, ‘What measures should be taken to protect consumers against the dangers of Payday loans? Can lessons be learnt from other jurisdictions?’ (Joint supervision with S Perera).

Public engagement

  • 8 July 2016, Singapore Management University NVCL Seminar Series, Singapore (jointly with CCLS, QMUL). Chair of the seminar
  • 17 June 2016, 4th CCLS Roundtable in Financial Regulation, Reed Smith, London on ‘The Implementation of the FSB Key Attributes in the EU’ (paper presenter jointly with Tara Race (US Treasury) and N. Coleman (US Federal Reserve Bank)
  • 12 May 2016, Invited to give a seminar entitled ‘Improving the BRRD mutual recognition regime’ at the European Central Bank (ECB). ECB Legal Research Program 2016
  • 16 March 2016, Invited to give a public lecture at the University of Warwick, Law School on the ‘Implementation of the Bank Recovery and Resolution Directive in the Banking Union’
  • 11 January 2016, Invited to give a seminar at the US Federal Reserve Bank on ‘Recent developments in the Banking Union’
  • Invited to give a seminar on Jan 12, 2016 at the US Treasury on ‘EU Bank Resolution’
  • 1 April 2015, Duke University Law School upon invitation: ‘The EU system of bank resolution: Reflections on the role of the SRB and the EBA’ (public lecture)
  • March 2015, George Washington University Law School (upon invitation): ‘Addressing Member State implementation challenges within the EU bank resolution system’ (public lecture)
  • 27 March 2015, International Monetary Fund, LEG Seminar (upon invitation): ‘Regulatory incentive realignment in the EU system of bank resolution’
  • 28 May 2015, NVCL Seminar Series, Paris ‘Enforcing Solvency II – Critical reflections on the role of the EIOPA (paper presenter).
  • 1 April 2015, ‘The EU system of bank resolution: Reflections on the role of the SRB and the EBA’ (public lecture at the Duke University Law School upon invitation).
  • 27 March 2015, ‘Addressing Member State implementation challenges within the EU bank resolution system’ (public lecture at the George Washington University Law School upon invitation).
  • 27 March 2015, ‘Regulatory incentive realignment in the EU system of bank resolution (International Monetary Fund, LEG Seminar upon invitation).
  • 19 March 2015, ‘The enforcement of EU bank resolution: Reflections on the role of the SRB and the EBA’ (European Breakfast series talk, Peterson Institute of International Economics upon invitation).
  • 3 April 2014, Dr Georgosouli gave a paper at the Symposium 'Big Data and Insurance' which was organised by Insurance Law Institute, University of Connecticut Law School, US. The title of her paper was 'Payment Protection Insurance (PPI) mis-selling: Lessons from the UK' and it is due to be published in the special issue of the Connecticut Insurance Law Journal later this year.
  • June 2014, Dr Andromachi Georgosouli convened the third round of the CCLS Series of Events in Financial Law and Regulation. The series started off with a lunch time lecture (25 June) by Professor Steven Schwarcz (Duke University, US)  on 'Shadow Banking and Limited Liability'. This was followed by the 3rd CCLS Roundtable on Financial Regulation (26 June) on the theme 'Financial Markets: Impossible to Govern?', which was generously sponsored by Reed Smith and brought together distinguished academics, scholars and legal practitioners from the UK/EU and the US. The series concluded with a special panel discussion (27 June) on insurance regulation which was convened jointly by Dr Georgosouli and Dr Miriam Goldby. All events were well attended. The papers were thought-provoking and the contributors presented the latest thinking in the area of financial regulation instigating a lively debate about the merits of the post-crisis reform agenda on both sides of the Atlantic.
  • 10 July 2014, Dr Georgosouli chaired a conference on 'Cross-border effects on Banking Regulation: The Bank Recovery and Resolution Directive and the Single Resolution Mechanism (SRM) under scrutiny' at the British Institute of International and Comparative Law (BIICL). The conference considered far-reaching consequences of the new legislation and provoked a spirited debate about its effectiveness.
  • 'Third year of success for the CCLS New Voices in Commercial Law seminar series!' When asked to comment, Dr Andromachi Georgosouli, the convenor of the series, said that 'the series is going from strength to strength! It started off in 2012 in London with great success and ever since it has expanded geographically. Currently, three of the seminars are held in London, two in Paris and for next year there are plans to hold one of the NVCL seminars in South East Asia.' The Seminars have been generously sponsored by Routledge and have provided a valuable opportunity for early career academics and scholars to communicate their research work in progress in an informal and supportive environment.
  • Dr Andromachi Georgosouli and Dr Miriam Goldby are co-editing a book on 'Systemic Risk and the Future of Insurance Regulation' (Routledge/INFORMA, Lloyd’s Insurance Law Library series). The book is due to be published in summer 2015 and it is a selection of papers that were presented in the 2nd CCLS Roundtable on Financial Regulation in June 2013, which celebrated the launch of the Insurance Law Institute at CCLS earlier that year.  The book is the first scholarly work that takes a critical look at systemic risk as a key driver of post-crisis developments in the regulation of the insurance sector in the UK/EU and the US and intends to be comprehensive and forward-looking.
  • 5 December 2014, Dr Andromachi Georgosouli was invited to participated in a high profile seminar on the 'The European Institutional Responses to the Challenges of Supervising Financial Markets' (University of Applied Science Berlin).  The seminar was organised jointly by the University of Oslo, Norway and the University of Applied Sciences Berlin.
    In her paper, Dr Georgosouli considered the challenges of cross-border enforcement of the Bank Recovery and Resolution Directive and the role of the European Banking Authority (EBA) in this respect.
  • 27 June 2013, Dr Andromachi Georgosouli and Dr Miriam Goldby are co-editing a book on Systemic Risk and the Future of Insurance Regulation. The book draws on papers that were presented in the 2nd CCLS Roundtable on Financial Regulation (Old Library, Lloyd’s), which celebrated the launch of ILI and brings together critical perspectives from distinguished academics and practitioners in this field from the UK and the US. It is due to be published in summer 2015 and it will be part of the prestigious Lloyd’s Insurance Law Library series.
  • Dr Andromachi Georgosouli will be on sabbatical from January to June 2015. She has been invited to spend two months as a visiting scholar at the George Washington University Law School and as a research visitor at the Legal Department of the International Monetary Fund (IMF). She will be doing research on the problem of regulatory incentive misalignment and the legal tools that we need to develop in order to address it using as her case study the Single Resolution Mechanism in the European Banking Union.
  • 1 April 2015, Dr Andromachi Georgosouli been invited to give a public lecture at Duke University Law School.

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